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What is Auto Insurance?

Auto insurance provides financial protection against physical damage and/or bodily injury resulting from traffic collisions and against liability that could also arise therefrom. 

Auto insurance may also offers financial protection against theft of the vehicle and damage to the vehicle, sustained from things other than traffic collisions.

Auto Insurance Coverages

There are basically six different types of coverages. Some may be required by law. Others are optional. They are:

• Bodily injury liability - for injuries the policyholder causes to someone else.
• Medical payments or Personal Injury Protection (PIP) - for treatment of injuries to the driver and passengers of the policyholder’s car.
  
• Property damage liability - for damage the policyholder causes to someone else’s property.
  
• Collision - for damage to the policyholder’s car from a collision.
  
• Comprehensive - for damage to the policyholder’s car not involving a collision with another car (including damage from fire, explosions, earthquakes, floods, and riots), and theft.
  
• Uninsured motorists coverage - for costs resulting from an accident involving a hit-and-run driver or a driver who does not have insurance.

Contact us to learn more about the right car insurance for you.

Forest City
130 Allendale Drive
Forest City, NC 28043
(828) 247-6000
Click Here to Email Us

Marion
451 N Main Street
Ste 104 Marion, NC 28752
(828) 652-6815
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Hendersonville
118 E. Caswell Street
Hendersonville, NC  28739
(828) 697-5778​
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Swannanoa
​2277 US Hwy 70
Swannanoa, NC ​28778
​(828) 686-9421
​Click Here to Email Us​​​​

West Jefferson
​125 Wade E Vannoy Dr. West
​Jefferson, NC 28694
(336) 846-6721
​Click Here to Email Us​​​​​​​

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