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What is Workers' Compensation Insurance?

Workers' compensation is a form of insurance providing wage replacement and medical benefits to employees injured in the course of employment in exchange for mandatory relinquishment of the employee's right to sue his or her employer for the tort of negligence.

Additional Information about Workers' Comp Insurance

While plans differ among jurisdictions, provision can be made for weekly payments in place of wages (functioning in this case as a form of disability insurance), compensation for economic loss (past and future), reimbursement or payment of medical and like expenses (functioning in this case as a form of health insurance), and benefits payable to the dependents of workers killed during employment (functioning in this case as a form of life insurance).

General damages for pain and suffering, and punitive damages for employer negligence, are generally not available in workers' compensation plans, and negligence is generally not an issue in the case.

Contact us to learn more about the right workers compensation insurance for your needs.

Forest City
130 Allendale Drive
Forest City, NC 28043
(828) 247-6000
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Marion
451 N Main Street
Ste 104 Marion, NC 28752
(828) 652-6815
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Hendersonville
118 E. Caswell Street
Hendersonville, NC  28739
(828) 697-5778​
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Swannanoa
​2277 US Hwy 70
Swannanoa, NC ​28778
​(828) 686-9421
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West Jefferson
​125 Wade E Vannoy Dr. West
​Jefferson, NC 28694
(336) 846-6721
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